These Privacy Practices are effective as of January 1, 2014. We reserve the right to modify this statement at any time and will post the current privacy statement incorporating those changes on this page on this page. Changes to this statement are effective as of the date they are posted.
We know your privacy is important to you. It's important to us too. We respect your right to privacy. We treat any information you provide through our site or that we collect through the site as confidential.
Jackson recognizes that online security is an important issue. We have implemented an encryption system available to protect your communications with us. Data exchanged via our Web site is encrypted using Secure Sockets Layer (SSL) Version 3 with up to 168 bit encryption keys, subject to your web browser limitations, designed to help prevent someone else reading your information in transit. For more information about keeping your information secure while online, please visit the Federal Trade Commission’s website at www.ftc.gov.
A cookie is a piece of data stored within the web browser on your computer by the websites you visit. Cookies are widely used to improve browsing experience and help websites function more efficiently.
From our website, Jackson may place cookies on your computer. There are two types of cookies that we use:
The cookies we use help the website to remember your session, allow certain functionality of the website and facilitate website usage analysis. This will enable us to continually improve the website and our systems.
The cookies we use on our website do not hold any personal information about you. We do not attempt to find out the identities of people visiting our website or associate any data gathered from our website with any personally identifying information from any source. Where personally identifiable information is required to be gathered, this will be clearly communicated before you choose to provide the information, explaining the need for this information and how it will be processed.
Many Internet browsers allow you to adjust your cookie preferences or delete existing cookies from your Internet browser. If you set your browser to reject cookies, however, you should be aware that certain website features, promotions or services may not be available to you or may not function correctly.
Certain Internet browsers may provide you the choice to set "do not track" preferences, to limit the collection of personally identifiable information about your online activities over time and across third-party websites or online services. Jackson's systems do not respond to Internet browser "do not track" signals or similar mechanisms. Jackson does not collect personally identifiable information about your online activities, and third parties may not collect personally identifiable information about your online activities when you use our website.
Jackson works with vendors and other partners to help deliver online and mobile advertisements for Jackson products and services that we think may be of interest to you using non-personal information. Many of these advertisements are not targeted to you specifically, but rather are placed on third party Internet websites where we anticipate our target audience will visit frequently. We do not control and are not responsible for the privacy practices of third party Internet websites where our advertisements appear.
Some of our advertisements delivered for us by these vendors and other partners may be based on your online behaviors (e.g., on Jackson sites and other third party sites), your search activity, or your general geographic location (such as whether your Wi-Fi network indicates that you are in an airport). These ads may appear on our own sites or on third-party websites. You may also see advertisements for third parties’ products and services on other websites based on your visits to Jackson sites and other sites.
We also engage vendors to deliver online advertisements to users whose online behaviors on sites other than our own sites indicate that they may be interested in our products, or to help us deliver advertisements to users based on their publicly-available social networking information. Some of our vendors may use anonymous data, such as demographic data, received from third parties to assist in the delivery of our advertisements to you.
You may view a list of certain companies that collect or use information about your browsing activity to assess your ad interests, and they may or may not provide you with the opportunity to opt-out of their use of your browsing activity to serve you interest-based ads, here. Those companies are responsible for managing and honoring your opt-out choices, and Jackson is not responsible for their actions or policies.
Our site contains links to other websites which are not owned or controlled by us. We are not responsible for the privacy practices of these sites. When accessing any of these other sites, review the privacy information provided as part of the site to determine the privacy practices with regard to that site and, if necessary, contact the site owner with questions or requests for additional privacy information.
FINRA Rule 4370 requires that a firm disclose to its clients how its Business Continuity Plan addresses the possibility of a future significant business disruption and how the firm plans to respond to events of varying scope.
Jackson National Life Distributors LLC ("JNLD") is a limited purpose broker/dealer and the wholesale distribution arm for Jackson National Life Insurance Company®. At the present time, JNLD limits its activities to distributing and underwriting Jackson® variable products to other broker/dealers, financial institutions, and insurance agencies/agents. Additionally, JNLD distributes insurance products and other non-securities products issued by Jackson or affiliate companies. JNLD has no "customers" as defined by applicable regulations and laws. JNLD has a contingency plan in place for a worst-case scenario, including epidemics/pandemics that could affect the firm, buildings in which the firm resides, city, or region. Types of disasters include, but are not limited to:
To receive a copy of this disclosure by mail, please send your request to:
Jackson National Life Distributors LLC
Attn: Compliance Department
7601 Technology Way, 6th Floor
Denver, CO 80237
All plans are subject to modification.
New York Insurance Law section 2612 prohibits any insurer to discriminate against an individual who has been a victim of domestic Violence. Any individual or an individual under the care of another who has a policy with Jackson National of New York and is a victim of domestic violence and has obtained a valid order of protection against the policy or contract owner may contact us to provide an alternative address and/or telephone number.
To request confidentiality in accordance with the provisions of this regulation, please send us the order of protection against the policy or contract owner and complete the appropriate form below:
Confidential Communication Request Form for Jackson of New York, Jackson, and Brooke Life Insurance Company policyholders.
Confidential Communication Request Form for Security Life of Denver policyholders.
Please send the completed form, along with the order of protection, to the following address:
Jackson National Life Insurance Company of NY
Attention Policy Owner Services
PO Box 30900
Lansing, MI 48909-8400
If you have any question or need to revoke the existing request, please contact us.
If you are a victim of domestic violence, you may contact the New York State Domestic and Sexual Violence Hotline at 1-800-942-6906.
Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.
Diversification does not assure a profit or protect against loss in a declining market. Portfolios that have a greater percentage of alternatives may have greater risks, especially those including arbitrage, currency, leveraging, and commodities. This additional risk can offset the benefit of diversification.
Alternative investment strategies such as leveraging, arbitrage and commodities investing are subject to greater risks and volatility than more traditional investment offerings. Although asset allocation among different asset categories generally limits risk and exposure to any one category, the risk remains that management may favor an asset category that performs poorly relative to the other asset categories. The subaccounts expect to invest in positions that emphasize alternatives or nontraditional asset classes or investment strategies and, as a result, are subject to the risk factors of those asset classes. Some of those risks include general economic risk, geopolitical risk, commodity-price volatility, counterparty and settlement risk, currency risk, derivatives risk, emerging markets risk, foreign securities risk, high-yield bond exposure, noninvestment-grade bond exposure commonly known as "junk bonds," index investing risk, industry concentration risk, leveraging risk, market risk, prepayment risk, liquidity risk, real estate investment risk, sector risk, short sales risk, temporary defensive positions, and large cash positions.
The investment companies (subaccounts) offered in Elite Access are registered as investment companies under the Investment Company Act of 1940, as amended (“1940 Act”), and their shares are registered under the Securities Act of 1933, as amended. There are many differences among 1940 Act registered subaccounts and unregistered hedge funds, including but not limited to liquidity, restrictions on leverage and diversification, fund reporting and transparency, fees, and availability.
The standard death benefit is equal to contract value on the date of the claim and does not include any additional guarantees.
The latest income date allowed is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a contract.
Elite Access Fixed and Variable Annuity (VA650, VA660) is issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York (VA650NY, VA660NY) by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. This product has limitations and restrictions, including withdrawal charges and excess interest adjustments (interest rate adjustments in New York) where applicable. Jackson issues other variable annuities with similar features, benefits, limitations and charges. Discuss them with your representative or contact Jackson for more information.
Jackson is the marketing name for Jackson National Life Insurance Company and Jackson National Life Insurance Company of New York.
© 2015. All rights reserved
Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951